Workers Without Health Insurance Essay Example | Topics and Well Written Essays - 2250 words

Workers Without Health Insurance - Essay Example It will finally draw a conclusive recommendation on how workers can be provided with medical covers to enhance their heath care service provision. The primary source of health insurance covers in the United States is the employer-sponsored insurance -ESI1. ESI offers job-based health benefits which are in some cases subsidized by the federal government by exempting employer tax on health insurance premiums. In certain companies there are private employer sponsored which are voluntary and depends on the company's financial ability to meet the health care requirement for its entire workforce. Since not all employers offer insurance covers to its employees, not all workers have insurance policies and consequently, their children and spouses do not have them. In most cases, people who are not insured are either workers or family members of the workers. Previous research has shown that most American citizens obtain their health insurances through their employment agencies. However, some working environments do not find it economically possible to offer health insurance services to its workers. These working environments include; those who earn low wages, short job tenures, working part-time or those with low incomes2. In 2003, the Kaiser commission of inquiry reported that of the 124 million workers who were uninsured, 80% of them were self employed and this can be explained by the fact that these group of people do not get access to group insurance which is somehow cheaper. Another group of uninsured workers who formed the remaining percentage were workers with non-working spouses. Causes of medical disenfranchisement People become medically disenfranchised because they lack proper medical insurance cover that they can depend on whenever they are not feeling well. Poor health care in America today has been blamed on lack of worker insurance policies and programs leading to high costs of medical services. As many people continue to work as casuals and part-time jobs, in addition to low wages and salaries, they are not able to meet the medical requirements needed not only by themselves but also by their families. This has led to increased number of people who operate without medical and insurance covers for a better part of their lives. In fact, research has shown that three out five working Americans are not covered with insurance covers. This trend has in the past sparked a lot of condemnation from all quarters especially from government critics. Pressure is therefore building on employers to ensure that all its employees are insured. However, with increased incidences of political unwillingness, societal diversity and stagnating economies, it is no longer economically visible to offer all people the medical insurance cover they need. The burden has been therefore left to the workers to seek private insurance covers, which are very expensive to them.

Lactic acid and ethanol fermentation Lab Report

Lactic acid and ethanol fermentation - Lab Report Example The presence of CO2, released as the waste product is responsible for its foam like expansion as it forms bubbles in the dough. Ethanol, on the other hand evaporates from the dough completely after the bread is fully baked (Kratz, 2005). Ethanol fermentation that is carried out by yeast is employed for the production of nearly all beverages containing alcohol except for those produced by maceration of carbon. In addition, the production of wines and brandies is carried out by the process involving fermentation of natural sugar of fruits, especially that of grapes. While beers, ales and whiskeys are produced by the fermentation of grain starches that is converted to sugar by application of enzymes called amylase that is present in germinated grain kernels. Vodka is produced by the fermentation of amylase-treated grains or potatoes, while the first step involved in the production of rum is the fermentation of cane sugar. In each and every process the fermentation must take place in a v essel that is specifically arranged to allow CO2 to escape, but at the same time preventing the external air from coming in, as formation of ethanol can only take place in absence of oxygen. The yet another use of yeast fermentation of various carbohydrate products is to produce ethanol that can be used for the fuels. Ethanol fuel is ethyl alcohol, the same type of alcohol which is found in alcoholic beverages. It is mostly used as biofuels additive for gasoline in motor fuels (alcohol and you). Method and materials used for making wine For making wine, grapes or berries are crushed, depending upon the type of wine that is to be made. Yeast is then added to this mush of crushed fruits that consumes the sugars... The historic uses of fermentation were mostly the creation of alcoholic beverages such as mead, wine and beer, which date back to 7, 000 BC in some parts of Middle East. However, the fermentation of food items such as milk and other vegetables was experimented almost thousand years later. In 1857, Louis Pasteur, a French Chemist connected yeast to fermentation and defined it as respiration without air. Later, in 1907, Eduard Buchner, the German chemist found out that fermentation is actually caused by yeast secretions which can even take place outside the living cells. In 1920s, scientist discovered that extracts of muscle catalyze the formation of lactate from glucose in the absence of air. They also revealed that fermentation reactions are not peculiar to the action of yeast but can also occur in many other cases of glucose utilization. For making wine, grapes or berries are crushed, depending upon the type of wine that is to be made. Yeast is then added to this mush of crushed fruits that consumes the sugars released in their juices. A 5 gms packet of dry yeast or 35 ml to 175 ml of liquid yeast would be the right amount for making 5 gallons of wine.